Pay Pal  is a safe online payment service, which allows customers to securely send funds electronically either by credit card debits or bank transfers from a checking or savings account.  When a merchant utilizes Pay Pal as their shopping cart system, the customer's financial information is collected by Pay Pal and  the merchant never views their private information.    It is not required to register with Pay Pal, if paying by credit card.  However, if the customer decides to register, bank account information is collected, which allows the customer to fully utilize Pay Pal services, such as transferring funds from a bank account (pay by electronic check).  For more information regarding the services Pay Pal has to offer, please visit their website.  Pay Pal has over 75 million active accounts in 190 markets and 19 currencies around the world.  Pay Pal was founded in 1998 and acquired by eBay in 2002.  It is the payment preference for most eBay sellers.  Pay Pal is located in San Jose, California.